TK Mortgage Loan Options | Thompson Kane Conventional FHA VA USDA Alt A

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Home Mortgage Loan Programs and Options 

30 Year Fixed Rate Mortgage

Fixed Rate Home Mortgage Loans

The traditional 15 and 30-year fixed rate mortgages have monthly principal and interest payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer.  If you plan to move within seven years, then an Adjustable Rate Mortgage (ARM) may be a wise alternative.  Apply for a 10, 15 or 30-Year Fixed Rate Mortgage.  

Maximum Loan Amounts for 2018

 Contig. USA, DC, Puerto RicoAlaska, Guam, Hawaii, Virgin Islands
1 $453,100 $679,650
2 $580,150 $870,225
3 $701,250 $1,051,875
4 $871,450 $1,307,175

Maximum Loan Amount for High-Cost Areas for 2018

 Contig. USA, DC, Puerto RicoAlaska, Guam, Hawaii, Virgin Islands
1 $679,650 $1,019,475
2 $870,225 $1,305,325
3 $1,051,875 $1,577,800
4 $1,307,175 $1,960,750

Adjustable Rate Mortgages

Adjustable Rate Mortgages 1 Year, 3/1, 5/1, 10/1 (ARM)

An Adjustable Rate Mortgage (ARM) has an initial period where the rate is fixed, which is typically 3, 5 or 7 years. After this period, the rate may change in response to the index with which it is associated. Initially, ARM interest rates are lower than those of the fixed rate mortgage but will fluctuate at intervals based on the benchmark rate.  An ARM is ideal if you are planning to sell the home before the term of the ARM.  Apply for your ARM loan!

FHA Home Mortgage Loans

FHA Home Mortgage Loan - 3.5% Down Payments

FHA loans are designed to make it easier to qualify for home financing. Historically, FHA allows for some of the most liberal lending standards in the market and is often a good fit for first time buyers, those with small down payments or those with less than perfect credit. The other advantage to an FHA loan is the lower interest rates that are available.  Apply for your FHA loan!

  

VA Home Mortgage LoansVA Mortgage Loans - 100% Refi / 100% Purchase

The VA (Veterans Administration) Loan is a loan program established by the United States Department of Veterans Affairs to help veterans and their families obtain home financing. VA loans offer up to 100% financing on the value of a home.  To qualify for a VA loan, borrowers must present a Certificate of Eligibility, which establishes their record of military service, to the lender.  Apply for your VA Loan! 

 

USDA Home LoansUSDA Home Mortgage Rural Loans

A USDA home loan, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a no down payment loan offered to rural property owners by the United States Department of Agriculture. USDA Home Loans offer 100% qualified buyers and allow for all closing costs to be either paid by the seller or financed into the loan.  To qualify for a USDA loan, the home must be located in a designated USDA rural area.  Click to check USDA Property Eligibility  |  Apply for your USDA Loan!

Home Loans

Jumbo Home Mortgage Loans

A jumbo mortgage is one where the loan amount exceeds the conventional conforming loan limit of $453,000.  Loans up to $2 million are available.  

Apply Now for your Jumbo loan, or if you have any questions about any of our home mortgage loan options, please contact us online or call 800-228-9270. 

 

Wisconsin Home Buyers Best Mortgage Loan

Questions about our TK Mortgage Loan Options | Thompson Kane Conventional FHA VA USDA Alt A or Non QM Creative Solutions, contact us online or call 800-228-9270 

 

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