Mortgage Document Checklist | Mortgage Loans Colorado


first-time-home-buyers-purchase-home-loans/ Amax Lending Mortgage Loan Process Document Checklist

Amax Lending | Mortgage Loans   ‪(970) 445-4977

Required Mortgage Loan Document List | Mortgage Loans Colorado

  • 2 Yr employment history with work address& phone #

  • 2 Yr residence history

  • Refinance section on page 1

  • dti-debt-to-income-ratioHome phone number

  • Verify borrowers name & address are correctly spelled

  • Verify Date of Birth and Social Security #

  • Most recent 30 days of consecutive paystubs

  • SSA Awards Letter and/or Pension Statement (if applicable)

  • W2s and/or 1099s for that most recent last 2 year

  • Tax Returns for the most recent last 2 years

  • Corporate Returns and K1s (if applicable)

  • Explanation for job gaps

  • 2 full months of bank statements | Current Retirement Statement ALL pages

  • Note - For Existing Mortgages

    • Mortgage Loan Checklist and StepsCovering 60 days of history

    • Must have ALL pages (even if blank)

    • Must reference borrower name, bank name, account number

    • Explanation AND Documentation of any large deposits

  • Mortgage Statements for All Mortgages

  • Income Documentation For All Income Sources

  • Asset Documentation for Bank, Retirement, Investment Accounts

  • For all mortgage liabilities, provide Tax, Insurance and Mortgage Payment Statements

  • Legible copy of driver’s licensef for Each Borrower

  • Legible proof of Social Security number for Each Borrower

  • Copy of current Homeowners Insurance (or agent name/number/premium)

  • Payment information for appraisal order - Credit Card Authorization Form 

Interest-Only-loans/***If you are Self-Employed or receive commission income: 

  • Federal Tax Returns, all pages & all schedules, covering the most recent two years

  • CPA name and phone number 

  • We have a variety of Self Employed 12 & 24 Bank Statement Programs

***If you currently own a second home or investment property: 

  • Mortgage statements and Mortgage Notes for all mortgages

  • Homeowner’s Insurance Policy Declaration Page for all properties

  • Property Tax Bill for the most recent year for all properties

 ***Note, each loan is different and some of these docments may or may not be required, as well as additional documents may be required to verify the loan application. 


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Amax Lending: Mortgage Loans Colorado Real Estate

Mortgage Loans Colorado: Amax Mortgage Brokers shop your loan scenario to all sources of lending institutiuons, enabling them to offer the best program options, rates and terms when compared to Traditions Banks that only offer their own programs, rates and terms. | ‪Apply Online - Prequal - Loan Scenario - Been turned down? Call Todd Rubick of Amax Lending and tell him why the bank said no... If your tax returns do not show your true income, or credit is less than perfect... Full service all source lending strategies will be offered for those that need them.