Todd Rubick

Todd Rubick Photo
Title: IT Management, Senior Loan Officer
Office Phone: 720-459-5932
Mobile Phone: 949-433-0911
Toll-free Phone: 800-228-9270
NMLS #: 1622211

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Todd Rubick | TK Mortgage Loans Pagosa Springs & Durango Colorado Todd Rubick | TK Mortgage Loans Pagosa Springs & Durango Colorado Todd Rubick | Thompson Kane & Co. LLC. 

Mortgage Loans Pagosa Springs, Denver, Colorado 

Senior Loan Officer NMLS# 1622211

IT Systems Administrator

100 Fillmore St. 5th Floor

Denver Colorado 80206

720-459-5932 - Office

949-433-0911 - Cell

Smartphone App


I have been in financial services and the mortgage industry for over about 20 years with a decade of those years experiencing the growth from 1997 through the crash of 2008.  Doing my best to not dwell on the negative and to learn the lessons that were offered... James Pryor found me on the top of the mountains and told me his goals. Then I met Brad Kane and he decided to hire me and its been the most amazing answer on how I would get a chance to get back into the business.  I have merged my web design and SEO with my loan officer and mortgage lending dreams. 

Baileys Heart Potters Wisdom Dream 2018It's A Wonderful Life (1946) - James Stewart - George Bailey's Speech to Potter & the Loan Board

It know it can be a wonderful life, and have come up with a vision for the world of finance...  I call it, Bailey's Heart synthezied with Potter's Wisdom (Bailey is great but loses it all...Potter is pure evil, but knows how to not get taken in banking).

Instead of avoiding the crash, I worked as an wholesale account executive for Novastar, Home View Lending a nationwide Sub Prime Bank during the build up and crash of 2007 - 2008. This gave me a great vantage point into the good and the bad, and was watching it all happen live.  

After the crash, I began my own web design and search engine optimization business and then joined with friends to help large companies like Sears and small local businesses earn rankings on Google, Yahoo and Bing to help with their marketing efforts. 

I have a Finance Degree and have been a Loan Officer, Processor, Branch Manager, Owner. Wholesale Account Executive in lending, along with working at Gateway Computers to learn the nuts and bolts of the computer hardware, software and networking services.

Now living in Pagosa Springs, in the Rocky Mountains 11 years after the crash, still having the dream to be part of the solution to the Mortgage Industry and doing my best to innovate ways to help local Real Estate Brokers earn page one organic rankings with their Loan Officers. 

This dream began in 1999 with Porland Home Search and, it looks like 2018 is the full dream becomes reality across Wisconsin, Missouri, Illinois, Colorado and.... Big dreams always take longer than you think!  Omaha, Nashville, Denver are the first three test sites on the list!

Lets Roll... 2018 and BeyondFinance, Lending and IT Experience

• RSTESOT, LLC. 2014 - Present

Omegacube Digitgal Solutions 2008 - 2014, Web Design, Internet Marketing, SEO Organic Managment, Advertising

Search Engine Optimization - Direct Design Now - 2008 – 2009
Web Design, SEO, Internet Marketing, Sales, Strategic Consulting, R&D

Wholesale Account Executive - Homeview Lending, Novastar Inc. 2007-2008
Sub Prime Banking Inside National Account Executive, Program Expert, Sales Training

President - Net Branch Manager - All Source Enterprises, Inc. 2003 – 2007
Residential A, Alt A, Alt B, C, D, Hard Money, 2nds & NA Nationwide Mortgage Lender

Senior Loan Officer - Crestline Funding Corporation - 2002 – 2003
Residential A, Alt A, Alt B, C, D, Automated Underwriting, Indymac, Fannie, Freddie

Asst. Manager & Sales Account Exec. - Gateway Computers, Inc. 2000 – 2002
MVP of Business Direct, Server and Hardware Training, Software and Network Services.

Pagosa Springs Colorado Mortgage Loans Real EstatePresident - The Millenium Team, Inc. - All Source Lending - 1999 – 2000

The Millennium Team, Inc. All Source Lending, USA Home Search, all loans originated, banked or brokered.

Branch Manager, Senior Loan Officer - Mortgage One, Inc. 1997 – 1999
Residential A, Alt A, Alt B, C, D, Hard Money and 2nds.Direct Mail and the web.

Operations Accountant - Bidwell & Company 1994 – 1997

General Manager & Loan Officer - Mesa Corporation - 1991 – 1994
Accounts Receivable Factoring, Sales, Marketing, Business Analysis 

• Colorado - NMLS Mortgage Licensce 2017

• California DRE Real Estate License - 2001 – 2004

National University - 1991 – 1994
Business, BBA, Cum Laude, Finance

• San Diego State University - 1990 – 1994
Bachelors Business - Finance, Business, Journalism


1997 - 2008 Mortgage Loan Officer, Internet Marketing, Search Engine Optimization, Banking, Finance, Mortgage, Web Design, Search Engine Optimization, Marketing, Organic Advertising, Customer Relationship Management, Web Master, Digital Photography, Marketing YouTube Videos, Email Marketing, Graphic Design, Social Media